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Assuming your company has available credit in the marketplace, if your company finds a piece of capital equipment that is needed, go ahead and pay cash for it if necessary. Some people do not know that they can finance this purchase later after it is purchased. This is more common than most realize and outside lenders will reimburse you for the cash you already spent with proof of a cleared check.
Lines of Credit: If your bank automatically has a lien on any new assets you purchase (common under lines of credit agreements (LOCs)), get them to sign a waiver so the finance companies will not be scared off from extending a capital loan since when you purchased it, the title passed to you then automatically passed to the bank. They can sign a waiver for you to get outside financing if necessary.
